Is Luften insured?
Yes. Luften carries $2M general liability, $1M auto, and workers' compensation per NY/NJ requirements. COIs are provided for all building management contracts.
Why it happens
Vendor insurance protects your property from liability. If a contractor's work causes damage or a worker is injured on site, their policy should cover the costs, not your building's. Requiring proof of insurance is a standard risk management practice for all building operations and service contracts.
What to check
Before allowing a vendor to begin work, request a current Certificate of Insurance (COI). Verify that it includes general liability, auto, and workers' compensation coverage adequate for your property's requirements. For full protection, confirm that your property management company and the building ownership entity are listed as additional insured parties.
When to call a professional
Always engage a professional service provider who can readily supply proof of insurance. Avoid any contractor who cannot provide a valid COI or suggests working without a formal contract. A lack of proper insurance is a significant red flag, indicating potential risks to your property, tenants, and personnel. This documentation is a basic requirement for any legitimate building-service partner.
How Luften handles it
Luften provides a Certificate of Insurance for all service agreements. We integrate directly with property management's vendor compliance systems, submitting documentation to platforms like RealPage, NetVendor, or Compliance Depot. This streamlines onboarding. By consolidating multiple services into a single agreement, we simplify your vendor management while ensuring full insurance coverage is in place for all work performed.
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